Why Soft Pull Credit?

Resources and Tools Built for Your Credit & Financial Success

Financial Account Takeover

Financial Account Takeover monitors your personal information daily against hundreds of financial institutions for activity that may indicate possible identity theft. We will promptly notify you if we find that your personal information has been used to open a new credit card or bank account, apply for a new credit card, or if changes have been made to your existing bank account

Non-Credit Monitoring

There is nothing worse than someone taking advantage of and using your name and credentials to borrow money, which means it’s crucial to keep it secure, and there are steps available to stop any unusual activity. 

We can send you alerts if a Payday loan has been opened using any information from your identity. We will ensure that you are protected from any element of non-credit identity problems, including changes of address, fraudulent names and false aliases, and notifying you of any new accounts.

 

 

Social Security Trace Monitoring

It can be frightening to find out that someone was using your personal information to gain credit, especially if you haven’t been notified on time to stop it. The last thing you want to happen is to spend a lot of time and money to fix damages that weren’t your fault. Fortunately, our Social Security Trace Monitoring provides you with a report of all names and aliases associated with your SSN and notifies you if a new one is added.

Imagine what could happen if an unscrupulous individual got his or her hands on your Social Security number (SSN), probably the most powerful piece of identifying information you have if you are a U.S. citizen. This person could easily use your SSN to set up usernames, validate personal accounts, open a credit card, secure a loan, and even purchase a home – all using your identity.

 

SmartMoney

Enjoy in-depth finance education tips and lending options for all of your finance needs. Following these tactics can save you thousands, factor in the savings, and your membership should save you more than you ever pay for it. It’s essential to keep an eye on your credit score with the proper technology to help grow and improve your score. With that in mind, follow our tips, and we will have your credit file back on track and well-monitored.

Internet Surveillance

Monitors thousands of websites, chat rooms, forums, and networks, and alerts you if your personal information is being bought or sold online. Ever been contacted by a scam email or phone call? Are you annoyed and worried about these contacts? Unfortunately, this is becoming more and more common, but we are here to help. Our goal is to keep you protected from identity theft, so they don’t steal your personal information and use it illegally for financial gains.

 

 

Social Media Monitoring

Social Media plays a significant role in everyday life, with users checking at least one account per day, which means there’s an increasing need for social media security. We have a robust Social Media security system, which allows subscribers to monitor their social network profiles and content feeds with Facebook, Twitter, LinkedIn, and Instagram for any privacy and reputational risks.

 

 

 

 

Credit College

Understand, build and manage your credit. Credit plays an important role in your life – affecting the purchases you make and much more. The more insight you have about credit, the easier it is to strengthen your financial well-being. Learn how to successfully manage your credit rating and protect against credit card fraud with our in-depth credit education.

But WHY?

Why Bother getting Credit Insurance?

According to DriverKnowledge.com, there are 6 million car accidents each year in the US. That may not make up a large percentage of the US population, but for all those involved, if they didn’t have auto insurance, then they would be in serious jeopardy, not to mention new debt. Credit Insurance is very similar: about 1 in 3 Americans are victims of credit fraud & identity theft. Like car insurance, if it happens to you, you’ll want to be covered. Rest easy knowing all Soft Pull members receive 1 Million dollars in credit insurance.

Frequently Asked Question:

Why should you monitor and protect your credit?

Knowing your credit profile, and knowing the steps to take to remedy bad credit is vital in the digital age. Employers, insurance companies, banks, and other lenders all check your credit. A recent article by CNBC shows that bad credit can cost you up to $45,000 in extra expenses, including higher interest rates, higher payments, larger down payments, etc. Thus, revealing that a good credit score can help you save up to $45,000! Unless you have thousands in savings, you will need credit to buy a home, car, finance your education, and utilize credit cards for other life expenses.

Forget the what ifs

What if your credit gets hacked?

With a new Identity Theft victim every two seconds, the time for credit insurance is now. A recent Harris Poll survey shows that nearly 60 million Americans have been affected by Identity theft, including 15 million in 2017 alone!

If your credit is hacked, the reality is they likely opened up fake accounts in your name and failed to pay those. Late or no-payments on mortgages, car loans, and even credit cards will ensure your credit score and profile take a massive hit and sustain substantial damage.  If you are a SoftPull Credit member, you can rest easy with a million-dollar insurance policy backed by Experian to ensure you are covered from any fraud!