Blog
What to Do if Your Bank Account is Hacked
What is Identity Theft? You have car insurance, health insurance, you even have renters’ insurance. But there’s one important insurance that a lot of people forget about: identify and credit insurance. Identity theft is when someone steals your personal information...
How Credit Card Declines Can Affect Your Business Future Sales
Worldwide, nearly 2 billion people made purchases online in 2018. As more people look to the internet to make their shopping efficient and easy, that figure is expected to grow at a rapid rate. This means your online sales stand to benefit - but not if you're dealing...
A Guide on How to Safely Use Your Credit Card Online
While online shopping continues to grow as an industry, there is still a risk associated with using a credit card for purchasing a product or service over the web. While this may sound shocking at first, cybercrime is just a part of living in the digital age. So,...
5 Things to Do When Your Identity is Stolen
It seems as if a day doesn't go by without hearing about a cybersecurity breach. We trust businesses to use the highest protocols in protecting our personal and financial information. In addition, we do everything to ensure we are using secure passwords, and have the...
11 Steps to Take If You Lose Your Wallet
Wallets carry our most important identity documents, such as our driving license, social security card, debit, and credit cards. If this information falls into the wrong hands, it can be used in identity theft, leading to losses of thousands of dollars. Identity theft...
The Difference Between Hard and Soft Credit Inquiries
Not all credit inquiries are the same, and it's important to know the differences. Hard credit inquiries are used when you're borrowing from a lender, and the lender wants to check your credit before deciding whether you're suitable to lend to. This happens with...
How to Find Out if Someone Opened a Credit Card in Your Name
Source Alt Text: A wallet containing credit cards sits open on a wooden table Life can bring unexpected challenges, so it's essential to know what to do. Anything can happen, even to your pristine credit history. You worked hard to build an excellent reputation and...
How to File a Police Report for Identity Theft
Source Alt Text: A policeman in full uniform turns his head When someone steals your identity, they can destroy your credit, take money from your bank, make unnecessary purchases, and register for unknown accounts. With the potential to create both long and short-term...
How to Check for Identity Theft? 10 Tips
According to economic analysts, more than 14 million people were victims of identity theft in 2018. While the number of identity fraud has decreased, millions of people still face this issue. Keep in mind that identity theft can negatively impact your credit score,...